MUTMAINAH, N.; YUMARTONO. PENGARUH LITERASI KEUANGAN, KEMUDAHAN AKSES DAN GAYA HIDUP TERHADAP PENGGUNAAN PINJAMAN ONLINE (STUDI KASUS MAHASISWA GENERASI Z DI STIE GICI BUSINESS SCHOOL BOGOR). Jurnal GICI Jurnal Keuangan dan Bisnis, [S. l.], v. 17, n. 2, p. 379–390, 2025. DOI: 10.58890/jkb.v17i2.455. Disponível em: https://journal.stiegici.ac.id/index.php/jurnal-gici/article/view/455. Acesso em: 16 dec. 2025.